Professional Membership & Insurance for Music Therapy

Professional indemnity insurance for music therapy through IICT provides comprehensive coverage designed specifically for the unique needs of music therapists. Whether you are a student or a practising professional, our insurance policies offer essential protection against claims of professional negligence, malpractice, and errors in your services. The coverage extends to legal defence costs, settlements, and compensation awarded to clients.

For students, our insurance starts from as low as $20.00* per year, offering basic professional liability, general liability, and additional cover options. Practitioners can secure broader coverage starting from $117.00* per year, which includes professional liability, general liability, and additional cover tailored to the needs of practising professionals.

Our policies also include valuable benefits such as:

• Payment for attorney fees and court costs related to damages and claims.
• Up to $500 per day for loss of earnings if you are required to attend a trial, hearing, or mediation.
• Coverage for professional license complaint investigation expenses, ensuring that your credentials are protected.
• General Liability coverage, including protection against personal injury and advertising liability claims.
• Medical expenses coverage for bodily injuries resulting from a covered accident.
• Property coverage, offering up to $500 per accident for damage to others’ property in your care, custody, or control.

With IICT, you can be confident that your professional indemnity insurance is specifically designed to address the risks associated with music therapy, providing you with peace of mind as you focus on your clients.

Having music therapy insurance provides numerous benefits that are essential to the security and success of your practice. First and foremost, it offers financial protection against potential legal claims, ensuring that you’re not personally liable for expensive legal fees or compensation. This insurance also enhances your professional credibility, reassuring clients that you are a responsible and protected practitioner. Furthermore, having insurance through IICT gives you access to expert legal support in case of a claim, allowing you to navigate the legal process with confidence. Ultimately, music therapy insurance provides peace of mind, enabling you to focus on your clients and your practice without the constant worry of potential legal threats.

The cost of music therapy insurance at IICT is designed to be flexible and affordable, catering to the unique needs of both students and practising professionals. For students, insurance coverage starts from just $20.00* per year, offering essential protection including professional liability, general liability, and additional cover options. For practising professionals, our comprehensive insurance packages begin at $117.00* per year, providing broader coverage tailored to your specific practice needs. As an IICT member, you can access these insurance policies at even more competitive rates.

Yes, IICT offers customised insurance policies that can be tailored to fit your specific needs. Whether you require additional coverage options such as general liability insurance, or want to adjust your policy limits, we provide the flexibility to ensure your insurance aligns with your practice.

Yes, you can add additional insureds to your insurance policy through IICT. This option is particularly beneficial if you operate a practice with multiple therapists or have employees who also work directly with clients.